I have recently experienced negative views on using credit cards from one of my friends. He is telling that he has stopped using a credit card as he finds that it creates most of the nuances in the personal finance. Those who are disciplined and control their expense, the regular using of a credit card […] Read More 
Insurance is the coverage of financial risks on the life’s journey. Your financial goal is not only for you but also for your family who are dependent to you. When you are not around them it will have direct impact on the lives of other family members. They have to spend emotional as well as […] Read More 
The Government of India has launched an exchange traded fund (ETF) comprising of 22 blue chip companies or stocks. This is the second ETF launched after the success of CPSE ETF. These 22 stocks are of all public sector companies of the diversified sector such as energy, finance, utilities etc. We will look at the […] Read More 
There is 8.33% of basic salary is added to the employee pension scheme every month by your employer. Do you have a track of the money which is accumulated? You know how to check your EPF balance and track the accumulated corpus. The money in the EPS does not fetch any interest. So, what is […] Read More 
I saw some insurance agents are convincing customers about the investment while you are insured. This combining of insurance and investment is applicable for Endowment insurance as well as ULIP. Endowment insurances give you a return 6-7% where as a ULIP can give you a better return more than that in a longer term as […] Read More 
In one of my earlier article ‘How to earn passive Income online without leaving your job’ I referred one way of earning money is stock trading. Many of the individuals do trading in the stock market for regular income. I am not very fancy of doing regular income from trading activities let the experts do […] Read More 
Car Insurance is mandatory for a car and we buy it very casually. We only see the lowest premium while buying the insurance. The accident cover, claim settlement ratio, damage charges etc. are the other important factors which can be taken care while buying car insurance. What is Car Insurance? Car insurance or motor Insurance […] Read More 
The personal loan is a very attractive form of the loan and it is required many times in one’s life. It may require to down payment for buying a home, a car or to spend a foreign tour. Sometimes people take personal loan due to some medical or other urgencies. You can have your contingency […] Read More